Is this a guarantee of subsidy?
No. It is an estimator using editable assumptions. Subsidy rules depend on official rates and your personal eligibility — verify before committing.
Leben · Riester
Riester — Förder-Check
A rough, transparent estimator to understand your likely subsidy picture and what it means for your net cost. Use the assumptions as editable defaults — and verify official rates before signing.
Primary next step: Book a clarity call
Riester “Förder-Check”
Estimate
Transparent calculator for your rough subsidy picture. Assumptions are editable and must be validated with official rates before you sign anything.
Optional. If set to 0 (or “assume full”), the calculator assumes full allowances.
Editable defaults (verify official rates before signing)
Estimated allowances
175 €
Assumption: you meet the conditions for full allowances (edit inputs if needed).
Your own contribution
2.400 €
Before allowances/tax effect
Estimated net cost
2.225 €
Not tax advice
Disclaimer: this tool is for orientation only. Riester eligibility, subsidy rules, and tax effects depend on your situation and official rates.
Book a Riester clarity callWhat this page helps you decide
- Whether Riester is worth deeper evaluation for your household.
- Which unknowns to clarify with your advisor (eligibility, required minimum, family context).
- How to prepare for a high-quality consultation call.
FAQ
What should I verify with official sources?
Allowance rates, required minimum conditions, and your contract eligibility. Use this tool to identify what to ask.
When does Riester usually make sense?
It can be worth deeper evaluation in specific household profiles. The key is fit, not hype — use the estimator to decide whether to invest time.
Do I need to book a call right away?
Not immediately. But if the estimate looks promising (or you’re unsure), booking helps you validate assumptions before signing.
Next step
If you want a clean, personal answer (yes/no/depends), book a strategy call. We’ll align Riester with your wider retirement and protection setup.